The law requires every motorist to be insured under what is commonly called the "liability". This insurance covers compensation for harm and injury that could be caused to others by the driver of the car or its passengers in an accident. A motor insurance contract may be limited to this simple guarantee or other collateral included.
What is the difference between an insurance "third" and liability insurance?
Every driver shall at least be provided for bodily injury and property damage caused to third parties by the insured vehicle (Art. 211-1 and 211-5 of the Insurance Code).
This insurance minimum insurance is called "third".
Insurance against all risks "include more extensive guarantees and cover the damage to your car, whatever the charge, even if the driver (except in cases of general conduct in the case of drunkenness) and even if the person is not identified (in case of vandalism, for example).
Insurance "all risks" allows a better compensation insurance to third parties.
lundi 10 août 2009
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